Chapter 15 Looking Ahead Helping Families Flourish Focus more on the macro level factors for families politics Friday December 07 2012 What Do Families Need to Flourish Resilience A multi faceted ability to thrive despite adversity o Individual Level Protective Factors intelligence positive self concept self esteem problem solving and communication skills o Family Protective Factors warmth cohesion bonding affection and traditions Traditions and things in society affect how families interact with one another and make them stronger o Family Recovery Factors commitment a big thing communication and emotional support One focus is that you are commited to your family o Community Factors social networks religious and faith based fellowship Parenting class M O P S Groups and support in the community Being a family and being resilient is not just an individual responsibility it s your family and community Macrolevel Family Policy Selective vs Universal Approach to Family Benefits Selective Programs Only certain groups of individuals qualify for assistance Universal Programs Programs to help strengthen all the families without any eligibility o Regulated by income requirement o Many other countries Table 15 1 on page 427 o We don t have paid maternity leave o Tax Selective 20 20 while universal 50 60 however they believe that everyone should support each other in their society Building Resilience General Policies and Programs to Support Families National Health Insurance A health care system for all citizens that considers health care a public right o The U S is the only developed nation without some type of national health insurance that guarantees access to health care by right of citizenship Maternity and Family Leave A paid and guaranteed leave from work to care for children including after the bird of a child o The U S does not have guaranteed paid maternity and family leave at childbirth o Family Medical Leave Act FMLA Can take up to 12 weeks off from employment without penalty of job termination Specific Policies and Programs for Children Early Childhood Intervention attempts to improve the quality of life for young children including public health and social welfare programs early childhood education programs parenting classes and feeding programs o Examples WIC Women Infants and Children food cash assistance specifically targeted for food not only give money for food but to educate them in healthy food that can affect the whole family Headstart State Children s Health Insurance Program SCHIP a federal state partnership similar to Medicaid with the goal of expanding health insurance to children Made for children who are not in poverty but whose parents would not be able to afford private healthcare o Example Florida Kidcare If Nari husband lost their job they still wouldn t be considered low income family and would still not be able to qualify for Medicaid she could fill out the application for Florida Kidcare and get health insurance just for her children amount of insurance depends on your income level Specific Policies and Programs for the Elderly Social Security Medicare o You have to pay in to receive social security o Part A Hospital Insurance that is often received automatically at age 65 and there are not monthly premiums but is a yearly deductible Doesn t cover prescription drugs o Part B Supplemental Insurance that required a 96 monthly premium that covers 80 of doctor s fees outpatient hospital treatment and lab services 20 co pay and year deductible Doesn t cover 100 Elective you don t need it but if you went to the doctor s they wouldn t want to pay 100 of the doctor s bills Doesn t cover prescription drugs o Part C includes care in health maintenance organization HMO o Part D covers some prescription drug costs
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