- Subcontracting from the insurance perspectiveo Things go wrong…o Bodily injury: Injuries to third parties and employees Nearly unlimited accountability – especially for employee claimso Property damage Contractors are accountable for 10 years (and maybe more) Critical areas are water envelope and foundation- Leaning buildings for example Sudden or slow- Habits of quality subso Experts in their craft Educate yourself and continue to educate yourselfo Own their work Take responsibility for what they doo Say “no” Turn down a job that you know won’t worko Build from within  Value their employeeso Cultivate their industry Disassociate themselves from bad people Associate themselves with organizations - ABC- GCA- ASA – American Subcontractors Associationo National in scope – Local Focuso Develops these habits in contractors, through: Benchmarking- Look at successful peers and figure out what are they doing that works- Look at unsuccessful peers and figure out what they did wrong thatdidn’t work- Learn from each other’s mistakes Share best practices Education- OSHA training- Driver training Advocacy- Meet with Legislators or Representatives from TX and talk about issues that is affecting the construction world o ASA and You Education Networking opportunities Get involved – events, lunches, education activities, and advocacy- Free Career Adviceo Quality subs = quality employerso Don’t fear small companieso Become good at something people don’t like doingo Attitude and a proper perspective are just as important as intelligence and skillo Show up and finisho Wear a cape Be the person everyone goes to  Be indispensable - Family Business?o If you are member of the family, go do something else (for a minimum of 2 years)before you join the companyo If you are NOT a member of the family, take ownership of the family name – make it your