Personal Investment OptionsAnalysis PremiseParametersOption #1 Savings Bonds and CDs.Option# 2 Stocks and Mutual FundsOption #3 Private Manager and Hedge FundsPlan of ActionPersonal Investment Personal Investment OptionsOptionsTeam #1Team #1Organizers- Organizers- Eric TsengEric TsengTechie- Techie- Kevin CurleyKevin CurleySummarizers- Summarizers- Juan CervantesJuan CervantesAlex CamerinoAlex CamerinoAnalysis PremiseAnalysis PremiseHow to make the best personal How to make the best personal investment to retire with more investment to retire with more money, while analyzing the pros and money, while analyzing the pros and cons of each investment scenario.cons of each investment scenario.ParametersParameters25 years old25 years old$50,000 starting salary$50,000 starting salaryWorking over 30 year periodWorking over 30 year periodSalary increase of 5% a yearSalary increase of 5% a yearAfter 15 years moves to $80,000 salaryAfter 15 years moves to $80,000 salaryInvest 10% of salary per yearInvest 10% of salary per yearInflation rate of 3%Inflation rate of 3%Option #1Option #1Savings Bonds and CDs.Savings Bonds and CDs.Safe, low risk investmentSafe, low risk investmentGuaranteed interest rateGuaranteed interest rateLimited flexibilityLimited flexibilityEasier to predict future valueEasier to predict future valueNot affected by market fluctuationsNot affected by market fluctuationsOption# 2Option# 2Stocks and Mutual FundsStocks and Mutual FundsHigher risksHigher risksMore flexibilityMore flexibilityInterest rate variesInterest rate variesMore potential for higher returnMore potential for higher returnInvestments hit harder by recessionInvestments hit harder by recessionDividends paid regularly Dividends paid regularlyOption #3Option #3Private Manager and Hedge FundsPrivate Manager and Hedge FundsHands off approachHands off approachImproved rates of returnImproved rates of returnMinimal risk with greater investment Minimal risk with greater investment potentialpotentialRequire higher principalRequire higher principalLess investment knowledge requiredLess investment knowledge requiredPlan of ActionPlan of ActionResearch current bond and cd valuesResearch current bond and cd valuesResearch stock market environmentResearch stock market environmentContact private money managersContact private money managersResearch details of hedge fundsResearch details of hedge fundsOrganize 30 year planOrganize 30 year
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