Slide 1Slide 2Slide 3Slide 4Slide 5Slide 6Slide 7Slide 8Slide 9Slide 10Slide 11Personal Investing Options•Summarizer: Ryan Rouse•Organizer: Juliet Querido•Techies: Andrew JordanVincent PhanGroup 9Age: 25Occupation: EngineerSchooling: Recent Cal Poly Pomona GraduateMarital Status: SingleRetirement Age: 65 years oldScenarioHigher Salary vs. Stock Options1. $55,000/Year •10% into 401K•5% Annual Salary IncreaseIncome Scenarios2. $48,000/Year •10% into 401K •Stock Options•4% Annual Salary IncreaseResults – Scenario 1Assumptions:•10% ROR on 401K Contributions•No Pension PlanResults:•Income at Age 65 with 5% = $368,000•Future Value 401K = $4.2 Million !!!•Total Retirement = $4.2 MillionSensitivity Analysis Scenario 1Results:•Future Value 401K at 6% = $1.8 Million•Future Value 401K at 15% = $14.3 MillionTotal Retirement = $4.2 MillionResults – Scenario 2Assumptions:•10% ROR on 401k Contributions•10% ROR on Boeing Stock OptionsResults – Scenario 2 (cont.)Results:•Income at Age 65 with 4% = $222,000•Future Value 401K at 10% = $3.2 Million !!!•Future Value Stock Options, Worth 15% of Annual Salary, that are Exercised Every Year = $4.9 Million !!!•Total Retirement = Rich Grandchildren•Total Retirement = $8.1 MillionSensitivity Analysis Scenario 2Results:•Future Value 401K at 6% = $1.3 Million•Future Value 401K at 15% = $11.5 MillionStock Options:•Option Exercised Every Other Year = $4.8 Million•Aerospace Industry Fluctuation on a 20 Year Cycle = $2.1 MillionScenario 1401K: $4.2 MillionTotal: $4.2 MillionSummaryScenario 2401K: $3.2 MillionStock Opts: $4.9 MillionTotal: $8.1 MillionInterviewsCareerJournal.comJobSearchTech.comTechies.comPrivate Communication with Dr.
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