BUA 111OnlineI. CLASS SCHEDULEII. LEARNING OUTCOMESIII. CLASS POLICIES AND PROCEDURESIV. GRADE REQUIREMENTSV. MISCELLANEOUS INFORMATIONBUA 111OnlineI. CLASS SCHEDULEWEEK OF TOPIC ASSIGNMENTSeptember 11 - Introduction - Course overview- Review of textbook Web site- Become familiar with the templates on the Web site and Educator.- Read Chapter 1.18* - Overview of a Financial Plan - Submit three (3) short-term, three (3) intermediate-term and three (3) long-term financial goals. Due September 25, 2006 (50 points).- Read Chapters 2 and 3.25 - Planning with Personal Financial Statements - Applying Time Value Concepts- Submit a personal cash flow statement, budget, and balance sheet. Due October 2, 2006 (100 points).- Read Chapters 4 and 5.October 2 - Using Tax Concepts for Planning- Banking and Interest Rates- Submit a banking services scorecard for at least four (4) financial institutionsand indicate which you would choose and why. Due October 9, 2006 (50 points).- Read Chapters 7 and 8.9 - Assessing and Securing Your Credit- Managing Your Credit- Submit a report identifying at least five (5) steps that you can take to protect yourself from identity theft. Due October 16, 2006 (50 points).- Read Chapters 9 and 10.16 - Personal Loans- Purchasing and Financing a Home- Submit an analysis of renting versus owning a home based upon your own unique circumstances. Due October 23, 2006 (100 points).- Read Chapters 11 and 12.23 - Auto and Homeowner’s Insurance- Health and Disability Insurance- Prepare and submit a home inventory. Based on your findings, write a short paper evaluating your current insurance coverage. Due October 30, 2006 (100 points).- Read Chapters 13 and 14.30 - Life Insurance- Investing Fundamentals- Submit an analysis determining your need for life insurance and the amount.Due November 6, 2006 (50 points).- Read Chapters 15 and 16.November 6 - Stock Analysis and Valuation- Investing in Stocks- Select a stock and submit an analysis using the format in the Workbook. Due November 13, 2005 (50 points).- Read Chapters 17 and 18.1S. ChristianFall, 2006WEEK OF TOPIC ASSIGNMENTNovember 13 - Investing in Bonds- Investing in Mutual Funds- Submit a short paper (one to two pages) discussing why or why not bonds would be a good investment for you. Due November 20, 2006 (25 points).- Read Chapters 19 and 20.20 - Asset Allocation- Retirement Planning- Submit a retirement plan for yourself. This plan should be very detailed and include how various financial tools such as IRAs and 401(k)s will be utilized. Include specific dollar amounts. Due November 27, 2006 (50points).- Read Chapters 21 and 22.27 - Estate Planning- Integrating the Components of a Financial Plan- Submit a one to two page paper discussing your need for estate planning including a will. If you do not currently meet the requirements for needing a will, discuss fully what events in your future will necessitate a will or estate plan. Due December 4, 2006 (25 points).December 4 - Discussion on managing your financial plan- Prepare an inventory of the location of important documents. Due December 11, 2006 (25 bonus points).11 - Online grade conferences. Review your grades on Educator and notify me by 5 p.m. on this date of any questions.* On the JCC Website is a link to distance learning. Using the current student tab, you will see a tutorial on Educator. This can be directly linked by clicking on the following:http://www.jccmi.edu/DistanceLearning/tutorials/printer_friendly/digitallysubmiting_print.htm. Use this tutorial to become familiar with how to use Educator to correspond with me, file your assignments and check your grades. The Workbook provides formats that could be used in preparing the majority of your assignments.You may use these formats and merely fill in your own information to complete your assignments.Submit all assignments through Educator using “Grades.” Assignments are to be submitted as either “.doc” or “.xls” documents.2II. LEARNING OUTCOMESAfter completing BUA 111, the student will have the ability and skills to do the following:1. To prepare personal financial goals including short, intermediate and long term. (ADO 4)2. To construct a personal budget. (ADO 3)3. To analyze the current and future housing requirements for the student’s family. (EDU 1)4. To complete a risk analysis and suitable insurance plan. (ADO 4)5. To assess risk tolerance and utilize it to construct an investment plan. (EDU 1)6. To utilize the computer for assessing the appropriateness of investment opportunities. (ADO 7)7. To present a cohesive, written financial plan. (ADO 1a)The Board of Trustees has determined that all JCC graduates should develop or enhance certain essential skills while enrolled in the College. Several of these Associate Degree outcomes are addressed in this class as indicated above. They include:A. EDU 1 – Demonstrate the ability to understand and apply discipline-based information.B. ADO 1a – The ability to communicate clearly, concisely, and intelligently using writing skills.C. ADO 3 – Computational skills and understanding appropriate to the program of study.D. ADO 4 – Demonstrate the ability to examine a problem and reach a viable solution.E. ADO 7 – Use the computer for word processing tasks and as a tool for obtaining information.III. CLASS POLICIES AND PROCEDURES1. No late work will be accepted.2. I reserve the right to change the class schedule as necessary to better fit the needs of theclass. All changes will be announced at least seven days in advance.3. No form of cheating or plagiarism will be tolerated. Such actions shall be dealt with in accordance with the procedures set forth in the Student Handbook.IV. GRADE REQUIREMENTSGRADE POINTS REQUIRED4.0 600 – 565 points3.5 564 – 510 points3.0 509 – 480 points2.5 479 – 450 points2.0 449 – 420 points1.5 419 – 390 points1.0 389 – 360 points0.5 359 – 330 points0.0 329 – and below3V. MISCELLANEOUS INFORMATIONText: Personal Finance, 3rd Edition; Madura; Addison WesleyOffice: V118-Whiting HallPhone: 517-796-8550E-mail: [email protected] Online Office Hours: 8:00 a.m. – 9:00 p.m. Monday and Wednesday.I will log onto Educator and check emails Monday through