BUA 111I. CLASS SCHEDULEII. LEARNING OUTCOMESIII. CLASS POLICIES AND PROCEDURESIV. GRADE REQUIREMENTSV. MISCELLANEOUS INFORMATIONBUA 111I. CLASS SCHEDULEWEEK OF TOPIC ASSIGNMENTJanuary 9* - Overview of a Financial Plan Submit three (3) short-term, three (3) intermediate-term and three (3) long-term financial goals. Due January 22, 2006 (50 points)16 - Planning with Personal Financial Statements - Applying Time Value ConceptsSubmit a personal cash flow statement, budget, and balance sheet. Due January 29, 2006 (100 points)23 - Using Tax Concepts for Planning- Banking and Interest RatesSubmit a banking services scorecard for at least four (4) financial institutions and indicate which you would choose and why. Due February 5, 2006 (50 points)30 - Managing Your Money- Managing Your Credit- Identity TheftSubmit a report identifying at least five (5) steps that you can take to protect yourself from identity theft. Due February 12, 2006 (50 points)February 6 - Personal Loans- Purchasing and Financing a HomeSubmit an analysis of renting versus owning a home based upon your own unique circumstances. Due February 19, 2006 (100 points)13 - Auto and Homeowner’s Insurance- Health and Disability InsurancePrepare and submit a home inventory. Based on your findings, write a short paperevaluating your current insurance coverage. Due February 26, 2006 (100 points)20 - Life Insurance- Investing FundamentalsSubmit an analysis determining your need for life insurance and the amount. Due March 12, 2006 (50 points)27 - Stock Analysis and Valuation- Investing in StocksSelect a stock and submit an analysis using the format in the Workbook. Due March 19, 2005 (50 points)March 13 - Investing in Bonds- Investing in Mutual FundsSubmit a short paper (one to two pages) discussing why or why not bonds would bea good investment for you. Due March 26, 2006 (25 points)20 - Asset Allocation- Retirement PlanningSubmit a retirement plan for yourself. This plan should be very detailed and include how various financial tools such as IRAs and 401(k)s will be utilized. Include specific dollar amounts. Due April 2, 2006 (50 points)1S. ChristianWinter, 2006WEEK OF TOPIC ASSIGNMENT27 - Estate Planning- Integrating the Components of a Financial PlanSubmit a one to two page paper discussingyour need for estate planning including a will. If you do not currently meet the requirements for needing a will, discuss fully what events in your future will necessitate a will or estate plan. Due April 9, 2006 (25 points)* On the JCC Website is a link to distance learning. Using the current student tab, you will see a tutorial on Educator. This can be directly linked by clicking on the following:http://www.jccmi.edu/DistanceLearning/tutorials/printer_friendly/digitallysubmiting_print.htm. Use this tutorial to become familiar with how to use Educator to correspond with me, file your assignments and check your grades. The Workbook provides formats that could be used in preparing the majority of your assignments.You may use these formats and merely fill in your own information to complete your assignments.II. LEARNING OUTCOMESAfter completing BUA 111, the student will have the ability and skills to do the following:1. To prepare personal financial goals including short, intermediate and long term. (ADO 4)2. To construct a personal budget. (ADO 3)3. To analyze the current and future housing requirements for the student’s family. (EDU 1)4. To complete a risk analysis and suitable insurance plan. (ADO 4)5. To assess risk tolerance and utilize it to construct an investment plan. (EDU 1)6. To utilize the computer for assessing the appropriateness of investment opportunities. (ADO 7)7. To present a cohesive, written financial plan. (ADO 1a)The Board of Trustees has determined that all JCC graduates should develop or enhance certain essential skills while enrolled in the College. Several of these Associate Degree outcomes are addressed in this class as indicated above. They include:A. EDU 1 – Demonstrate the ability to understand and apply discipline-based information.B. ADO 1a – The ability to communicate clearly, concisely, and intelligently using writing skills.C. ADO 3 – Computational skills and understanding appropriate to the program of study.D. ADO 4 – Demonstrate the ability to examine a problem and reach a viable solution.E. ADO 7 – Use the computer for word processing tasks and as a tool for obtaining information.III. CLASS POLICIES AND PROCEDURES1. No late work will be accepted.2. I reserve the right to change the class schedule as necessary to better fit the needs of theclass. All changes will be announced at least seven days in advance.3. No form of cheating or plagiarism will be tolerated. Such actions shall be dealt with in accordance with the procedures set forth in the Student Handbook.2IV. GRADE REQUIREMENTSGRADE POINTS REQUIRED4.0 600 – 565 points3.5 564 – 510 points3.0 509 – 480 points2.5 479 – 450 points2.0 449 – 420 points1.5 419 – 390 points1.0 389 – 360 points0.5 359 – 330 points0.0 329 – and belowV. MISCELLANEOUS INFORMATIONText: Personal Finance, Tax Update, 2nd Edition; Madura; Addison Wesley, Identity Theft – A Resource Guide, WorkbookOffice: V118-Whiting HallPhone: 517-796-8550E-mail: [email protected] Office Hours: 10-11 a.m. Monday and Wednesday – Hillsdale; 8:30-9:00 a.m. Tuesday and Thursday – Main Campus; 5-6 p.m. Wednesday – Hillsdale; other times by