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PUBH 102: Exam 2
premium
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payment an insured person makes on an insurance policy
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deductable
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amount the insured pays before the policy (insurance company) starts to pay
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co-pay
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specific amount insured pays (out-of-pocket) for healthcare services at the time the costs are incurred with the insurer paying the remaining costs; typically a fixed amount
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co-insurance
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same as co-pay except the amount is a %
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disparity
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1. containing or made up of fundamentally different and often incongruous elements
2. markedly distinct in quality or character
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vulnerable
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1. capable of being physically or emotionally wounded
2. open to attack or damage
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race
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a socially determined classification system, usually based on physical characteristics (generally skin color)
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ethnicity
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identification by members of a group that is distinctive based on national origin or unique cultural patterns
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disease
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a change away from a normal state of health to an abnormal state in which health is diminished
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infectious disease
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any disease caused by a pathogen (germ/virus/bacteria/fungi)
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non-infectious disease
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any disease NOT caused by a pathogen (asthma, CVD, obesity)
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communicable disease
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an infectious disease that may be passed from individual to individual
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contagious disease
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very communicable disease; very rapidly spreads from person to person
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bacteria
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one cell microorganism that multiplies quickly and may release chemical which can make you sick
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virus
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capsules that contain genetic material and use your own cells to multiply
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fungi
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primitive vegetables, like mushrooms, mildew, mold, yeasts
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protozoa
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one celled animals that use other living things for food and a place to live
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helminths
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parasitic worms that cause disease and illness in humans such as tapeworms, pinworm, and trichinosis
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non-vector hosts
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humans, other vertebrates, birds, bats
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vector host
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mosquitos, ticks, flies, protozoa
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immunization
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introduces antibodies to stimulate immune system to produce own antibodies
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zoonotic diseases
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disease caused by infectious agents that can be transmitted between (or shared by) animals and humans
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