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ECON 1113: EXAM 1

Murphy's Law
What can go wrong will go wrong 
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How does the government prevent going bankrupt?
Pring more money (which will decrease the value of the dolar) and raise taxes 
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Who decides your worth?
Your employer 
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Profit
Revenue minus cost, Revenue - Cost (positive is good, negative is taking a "loss") 
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Key Element 1
Incentives matter 
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Key Element 2
There is no such thing as a free lunch 
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Key Element 3
Decisions are made at the margin 
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Key Element 4
Trade promotes economic progress 
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Key Element 5
Transaction costs are an obstactle to trade 
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Key Element 6
Prices bring the choices of buyers and sellers into balance 
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Key Element 7
Profits direct businesses toward activities that increase wealth 
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Key Element 8
People earn income by helping others 
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Key Element 9
Production of goods and services people value, not just jobs, provides the source of high living standards 
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Key Element 10
Economic progress comes primarily through trade, investment, better ways of doing things and sound economic institutions 
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Key Element 11
The invisible hand of market prices directs buyers and sellers toward activities that promote general welfare 
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Key Element 12
Too often the long-term consequences, or the secondary effects, of an action are ignored 
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Economics is about
how incentives affect the choices that shape our lives 
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Decision making steps
Compare costs versus benefits. If benefits exceed costs, do it. It costs exceed benefits, don't. 
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What is affected by incentives?
Political and market choices. Voters, politicians, consumers and producers. 
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Incentives of price increases.
Buyer purchases less, seller produces more 
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Scarcity
When our wants and needs are greater than our ability to fulfill them 
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Resources are ___ while desire for goods is ___
Limited, infinite 
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Tragedy of the commons
If a good is provided for free, there is no incentive to conserve it 
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Marginal means
additional 
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Marginalism
to get the most out of our resources, we should only take an action when the marginal benefits are greater than the marginal costs 
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Trade
Moves goods from people who value them less to people who value them more 
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Trade makes larger outputs and higher consumption possible as the result of
specialization 
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Trade makes larger outputs possible because it facilitates the use of
mass production methods ! 
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Transaction costs are
Resources spent of searching out trade partners, searching out product information, negotiating terms of trade and closing sales 
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Middle man
Someone who provides a good or a service that is available to anyone 
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Transaction costs caused by
physical objects, lack of information, political objects 
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How to reach company success
Starts with an idea, make it happen, make money, then other companies start making the same thing... leading to competition that decreases price of that good 
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Do producers have an incentive to produce efficiently and keep costs low?
Yes - higher costs lead to lower profit 
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Ceteris Paribus
There is a direct link between helping others in ways that they value and the income we earn 
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Income and living standards cannot increase without an increase in
the availability of goods that people value 
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Do spending programs create jobs of value?
They might brag about it, but no. 
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Sources of economic growth:
Investments in productive assets, improvements in technology and improvements in economic organization 
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To compare size of an economy
Use Real GDP (it takes out inflation) 
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To compare countries
Use Per Capita Real GDP (theoretical piece of the pie that everyone gets) 
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Nominal GDP
includes inflation, if you have both the nominal and the real GDP, you can determine inflation 
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Opportunity cost
What you give up 
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Scarcity
When you have to give up something... 
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What can cause a production possibilities curve to move inward?
Less labor, capitol, entrepreneurship, etc 
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What can cause a production possibilities curve to move outward?
More labor, capitol, entrepreneurship, etc 
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Good market system: property rights defined, established and protected by law
We have the rights to our own labor 
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Good market system: flexible prices
Fluctuate in response to individual's voluntary decisions and exchanges (market exchange) 
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Good market system: market incentives
Generated by a price system whose rewards and penalties motivate decision makers 
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Good market system: reasonably stable prices
With a well-functioning monetary system that facilitates voluntary exchange 
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Good market system: culture with a climate of trust
In which a well-constructed and well-enforced legal system is broadly obeyed 
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How is specialization is a way to tackle scarcity?
It allows people to become highly skilled in a specific area 
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Specialization conveniences..
... reduces completion time, drives people to innovate and invent... causes dependence on others 
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Absolute advantage
An individual can produce a good at a lower cost than another individual or he can produce more 
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Price System as Coordinator
Demand schedule, quantity demanded, demand curve, law of demand 
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Demand schedule
Price versus quantity demanded. Numbers give you the demand curve... it's always downward sloping because of the law of deman 
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What is the only thing that can move you up or down the demand curve?
Price. ONLY. 
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Law of demand states
Price and quantity demanded have an inverse relationship (price decreases, quantity demanded increases, and vice versa) 
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Change in non-price determinant of demand leads to
A shift in demand 
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Change in price of product leads to
Change in quantity demanded and supplied 
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Change in a non-price determinant of supply leads to
A shift in supply 
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Surplus
Qs-Qd= positive number 
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Shortage
Qs-Qd= negative number 
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When demand increases
Price and quantity increase (direct), line moves to the right 
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When supply decreases
Price increases and quantity decreases (inverse), line moves to the left 
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When demand decreases
Price and quantity decrease (direct), lives moves to the left 
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When supply increases
Price decreases and quantity increases (inverse), line moves to the left 
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Example of a capital resource
A computer programmer 
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Four factors of production
Land, labor, capital, entrepreneurial ability
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