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ACCT 209: EXAM 3

Long Term Asset
Fixed asset, also known as a non-current asset or as property, plant, and equipment (PP&E)
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Natural Resource
Natural resources occur naturally within environments that exist relatively undisturbed by mankind, in a natural form.
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Intangible Asset
Intangible assets cannot be seen, touched or physically measured, which are created through time and/or effort and that are identifiable as a separate asset.
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Goodwill
the fact that an ongoing business had some "prudent value" beyond its assets, such as the reputation the firm enjoyed with its clients.
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Depreciation Expense
An asset has been used (depreciated) and is then recorded as an expense
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Accumulated Depreciation
The amount of depreciation an asset collects over time.
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Book Value
The value of an asset after depreciation as been subtracted.
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Capital Expenditure
Expenses that improve, extend the life of, or make an asset more efficient. Amout added to the value of the asset
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Revenue Expenditure
Regular maintenance and repairs that keep that asset in good working order. Recorded as an expense.
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Depletion Expense
Depreciation expense for a natural resource.
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Amortization Expense
Depreciation expense for intangible assets.
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Bad Debts Expense
The amount of noncollectable accounts receiveable for a given period.
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Allowance for Bad Debts
Money reserved to reduce accounts receiveable due to bad debts.
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Internal Control
A process effected by an organization's structure designed to help the organization accomplish specific goals or objectives.
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Bank Reconciliation
The process of comparing and matching figures from the accounting records against those shown on a bank statement.
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Simple Interest
Interest calculated based on the balance of the principle.
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Principal
Original amount of a bond or loan.
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Maturity Value
Amount of bond at maturity including interest.
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Compound Interest
Interest is added to the principal, so that from that moment on, the interest that has been added also itself earns interest.
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Present Value
Present value is the value on a given date of a future payment or series of future payments
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Annuity
Any terminating stream of fixed payments over a specified period of time.
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Bonds Payable
Bonds Payable
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Serial Bond
Serial bonds are financial bonds that mature in installments over a period of time.
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Term Bond
Bonds that mature at one time.
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Debentures
Unsecured debt backed only by the integrity of the borrower, not by collateral, and documented by an agreement called an indenture. One example is an unsecured bond.
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Convertible bonds
Lender may exchange bond for company stock.
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Callable Bonds
redeeming the bond at some point before the bond reaches the date of maturity.
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Bond Discount
Market rate > stated rate
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Bond Premium
Market rate < stated rate
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Market Interest Rate
The current rate of interest that exists when a debt is incurred
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Stated Interest Rate
amount of cash interest that bond will pay over life of bond issue.
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Straight Line Depreciation
(Cost-Salvage Value) / (life of the asset)
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Units of Activity
(Cost - Salvage Value) / (Life of asset in units)
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Double Declining Depreciation
(2/Life of asset) * Book value
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Present Value
(Future value) / (1 + interest rate)^(number of periods of compounding)
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Definition
Definition
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