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ACCT 2101: EXAM 2

Allowance for doubtful accounts
A contra-asset account containing the estimated uncollectible accounts receivable
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Sales discount
A discount offered to encourage prompt payment of credit sales to customers
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Bad debt expense
The expense associated with estimated future uncollectible accounts receivable
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Percentage of credit sales method
Estimates bad debt expense based on the historical percentage of credit sales that resulted in bad debts
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Aging of accounts receivable method
Estimates uncollectible accounts receivable based on the age (length of time unpaid) of each receivable
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Cash equivalents
Short term investments with original maturities of three months or less that are readily convertible to cash
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Credit Card Discount
The fee charged by the credit card company for its services
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Accounts receivable turnover
Credit sales/Average net account receivable
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Net sales
Sales-credit card allowances-returns-sales discount
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Average net account receivable
(Beginning accounts receivable+ending accounts receivable)/2 OOOOORRRRRRR (Accounts Receivable-Allowance for doubtful accounts) <--find the A/R for a year and use that as "beginning" and then find the next year's with the stuff in parentheses and find the ending
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Average collection period
365/accounts receivable turnover
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Sales returns and allowances are accounted for
In a separate contra-revenue account
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Deferred (unearned) revenue
previously recorded liabilities that need to be adjusted to reflect amount of revenue earned (payment before service delivery)
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Deferred expenses
Previously acquired assets that need to be adjusted to reflect expense incurred in using asset to generate revenue
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Accrued Revenues
Previously unrecorded revenues that need to be adjusted to reflect amount earned and related receivable account (revenues earned/good provided before customer pays) revenues earned --> cash receives in future
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Post closing trial balance
Last step of accounting cycle to assure debits=credits and all temporary accounts are closed (revenues, expenses, gains, losses)
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Closing entry
Transfers balances in the temporary accounts to retained earnings and establishes 0 balances in temporary accounts
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Net book value
Difference b/t acquisition cost and accumulated depreciation
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Contra-account
Account that reduces primary account
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Permanent (real) accounts
Balance sheet accounts, carry ending balances into the next accounting period
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Temporary (nominal) accounts
Income statement accounts. Closed to retained earnings at the end of the period.
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Trail balance
List of all accounts with their balances to check that debits=credits
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Adjusting entries
Entries at the end of accounting period to measure all revenues and expenses
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Accounting cycle
Process to analyze and record transactions, adjust records at end of the period, prepare financial statements, and prepare for next cycle
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Bank statement
Monthly report showing deposits, checks cleared, debits, credits and the bank balance
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Cash
Money or instrument that banks accept for deposit and immediately credit account
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Non-trade receivables
Amounts owed to business for other than business transactions
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Trade receivables
Amounts owed to business for credit sales of goods/services
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Notes receivable
Written promises to pay in a specified term
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Bank reconciliation
Verifies accuracy of bank statement and cash accounts
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Percent of credit sales method
Bases bad debt expense on historical percent of credit sales ending in bad debts (computes bad debt expense)
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Aging of accounts receivable method
Estimates uncollectible based on age of A/R (allowance for doubtful accounts)
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Allowance for doubtful accounts
Contra-asset account containing estimated uncollectible accounts receivable
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Allowance method
Bases bad debt expense on an estimate of uncollectible accounts
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