Assessment 1 Identifying a Local Health Care Economic Issue Student Name Capella University Course Name Prof Name June 7 2024 Do you need Help to complete your Capella Uni MSN FlexPath Class in 1 Billing Email Us Contact bsnwritingservices com Website BSNWritingservices com For Free MSN Sample BSNWritingservices com free Sample Identifying a Local Health Care Economic Issue Introduction Access to healthcare and sufficient health insurance coverage is a critical concern affecting individuals healthcare providers and organizations Inadequate health insurance coverage presents a significant economic challenge impacting access to timely and quality healthcare services World Health Organization 2019 This report Do you need Help to complete your Capella Uni MSN FlexPath Class in 1 Billing Email Us Contact bsnwritingservices com Website BSNWritingservices com For Free MSN Sample BSNWritingservices com free Sample focuses on the economic issue of insufficient health insurance coverage and its implications for healthcare delivery Reasons for Inadequate Healthcare Insurance The healthcare industry has grappled with inadequate health insurance coverage due to its pervasive impact on patients healthcare providers and organizations In 2019 the Centers for Disease Control and Prevention CDC reported that 28 9 million individuals in the United States lacked health insurance a number likely exacerbated by the COVID 19 pandemic Centers for Disease Control and Prevention 2021 Description of Inadequate Health Insurance Coverage Low income individuals and families are particularly vulnerable to insufficient health insurance coverage San Francisco General Hospital SFGH serves a large number of uninsured and underinsured patients San Francisco Department of Public Health 2021 In 2019 10 of San Francisco residents lacked health insurance coverage and an additional 9 faced difficulties accessing care despite having coverage San Francisco Department of Public Health 2021 These individuals often delay or forego necessary medical care due to cost leading to worsened health outcomes The Impacts of Inadequate Health Insurance Coverage Inadequate health insurance coverage affects SFGH s patient population where many are uninsured or covered by Medicaid This situation challenges access to care and strains the hospital s financial resources due to uncompensated care SFGH has implemented various programs to address this issue including financial counseling services and a charity care program for eligible patients San Francisco Department of Public Health 2021 Rationale for Healthcare Insurance The rationale for insufficient healthcare insurance coverage stems from the belief that access to quality healthcare is a fundamental human right Lack of access can lead to worsened health outcomes and financial hardship Cohen et al 2020 Factors contributing to inadequate coverage include high healthcare costs complexity of the insurance system and limited affordable options Cohen et al 2020 Reason for Selecting Healthcare Insurance Personal experiences as a healthcare provider and community member influenced the selection of this issue Observing the negative impacts of insufficient insurance coverage on patient access and healthcare organizations motivated this choice Access to quality healthcare should not result in financial hardship Do you need Help to complete your Capella Uni MSN FlexPath Class in 1 Billing Email Us Contact bsnwritingservices com Website BSNWritingservices com For Free MSN Sample BSNWritingservices com free Sample Significant Impacts of Healthcare Insurance on Diverse Groups Inadequate healthcare insurance disproportionately affects diverse and lower socio economic groups exacerbating health disparities Tolbert et al 2020 As a healthcare provider inadequate insurance negatively impacts patient care and outcomes It also strains organizational resources and impacts the community s health Gap Contributing to Inadequate Healthcare Insurance The gap contributing to inadequate healthcare insurance coverage is the lack of comprehensive and affordable options especially for diverse or lower socio economic groups High costs limited employer sponsored coverage and restrictive eligibility criteria further exacerbate this issue Kaiser Family Foundation 2020 Policy Solutions Addressing this gap requires comprehensive policy solutions to improve access to affordable coverage for all individuals This may include expanding Medicaid eligibility strengthening the ACA marketplace and addressing social determinants of health Odeny 2021 Evidence to Support the Policy Solutions Evidence suggests that policy solutions can improve access to care health outcomes and financial stability for individuals and healthcare organizations McInerney et al 2020 Conclusion Inadequate healthcare insurance coverage is a critical economic issue that affects individuals healthcare organizations and communities particularly those from diverse or lower socio economic groups Addressing this issue requires comprehensive policy solutions to promote health equity and improve outcomes Do you need Help to complete your Capella Uni MSN FlexPath Class in 1 Billing Email Us Contact bsnwritingservices com Website BSNWritingservices com For Free MSN Sample BSNWritingservices com free Sample References Camilleri S Diebold J 2019 Hospital uncompensated care and patient experience An instrumental variable approach Health services research 54 3 603 612 https doi org 10 1111 1475 6773 13111 Centers for Disease Control and Prevention CDC 2021 Health insurance coverage Early release of estimates from the National Health Interview Survey 2019 https www cdc gov nchs data nhis earlyrelease insur202102 508 pdf Cohen S Cohen N Gabbay E 2020 Paternalism and certitude Bioethics 34 5 478 482 https doi org 10 1111 bioe 12700 Kaiser Family Foundation 2020 Key facts about the uninsured population Kff org https www kff org uninsured fact sheet key facts about the uninsured population McInerney M Winecoff R Ayyagari P Simon K Bundorf M K 2020 ACA medicaid expansion associated with increased medicaid participation and improved health among near elderly Evidence from the health and retirement study INQUIRY The Journal of health care organization provision and financing 57 004695802093522 https doi org 10 1177 0046958020935229 Odeny B 2021 Closing the health equity gap A role for implementation science PLOS Medicine 18 9 e1003762 https doi org 10 1371 journal pmed 1003762