SeptemberMonthly BudgetBudget Actual VarianceEARNINGS Job 1 $0.00 0.00 0.00 Job 2 $0.00 0.00 0.00 $0.00 0.00 EXPENSES 0.00 0.00 Housing 0.00 Rent/Mortgage (Rent & Mortgage) $0.00 0.00 0.00 Electricity $0.00 0.00 0.00 Water $0.00 0.00 0.00 Telephone $0.00 0.00 0.00 $0.00 0.00 0.00 Cleaning, maintenacce, repairs 0.00 0.00 $0.00 0.00 0.00 $0.00 0.00 0.00 Food 0.00 0.00 Supermarket $0.00 0.00 0.00 Restaurants $0.00 0.00 0.00 $0.00 0.00 0.00 Clothing 0.00 0.00 New clothes $0.00 0.00 0.00 Cleaning-dry cleaning, laundry $0.00 0.00 0.00 $0.00 0.00 0.00 Automobile/transportation 0.00 0.00 0.00 0.00 Car payments $0.00 0.00 0.00 Gas $0.00 0.00 0.00 Repairs $0.00 0.00 0.00 Public Transportation $0.00 0.00 0.00 $0.00 0.00 0.00 Insurance 0.00 0.00 Car $0.00 0.00 0.00 Medical $0.00 0.00 0.00 Possessions (house, personal) $0.00 0.00 0.00 Life $0.00 0.00 0.00 $0.00 0.00 0.00 Medical Expenses 0.00 0.00 Family Members $0.00 0.00 Doctor's visit $0.00 0.00 0.00 Prescriptions $0.00 0.00 0.00 Fitness costs $0.00 0.00 0.00 $0.00 0.00 0.00 0.00 0.00 Support of other family members 0.00 0.00 Child-care (if you have children) $0.00 0.00 0.00$0.00 0.00 0.00 0.00 0.00 Charity giving/tithe $0.00 0.00 0.00 $0.00 0.00 0.00 School Supplies Books $0.00 0.00 0.00 Supplies $0.00 0.00 0.00 $0.00 0.00 0.00 0.00 Pet Care (if you have pets) $0.00 0.00 0.00 $0.00 0.00 0.00 Bills and Debts (usual monthly payments) $0.00 0.00 Bank Loan 1 $0.00 0.00 0.00 Bank Loan 2 $0.00 0.00 0.00 Credit Cards $0.00 0.00 0.00 Store Cards $0.00 0.00 0.00 Student Loan $0.00 0.00 0.00 $0.00 0.00 0.00 Taxes Federal $0.00 0.00 0.00 State $0.00 0.00 0.00 Local (property) $0.00 0.00 0.00 Tax help $0.00 0.00 0.00 0.00 Savings $0.00 0.00 0.00 $0.00 0.00 0.00 Retirement fund $0.00 0.00 0.00 $0.00 0.00 0.00 Entertainment/discretionary spending 0.00 Movies, videos etc. $0.00 0.00 0.00 Other kinds of entertainment $0.00 0.00 0.00 Reading $0.00 0.00 0.00 Gifts $0.00 0.00 0.00 Vacation $0.00 0.00 0.00 $0.00 0.00 0.00 Total Amount needed each month$0.00 0.00 0.00 Surplus/Deficit$0.00 0.00 0.00Monthly