RST 316 Middle Adulthood The last few decades I can imagine you have worked very hard to provide for yourself and your family Long nights in the office or putting in an extra job or two just to make sure your kids grew up in comfort it is admirable Now you have come to that point in your life where the kids are no longer kids In addition now you may even find yourself with some extra time and extra pocket change from all the years of hard work you have done Where do I go from here you ask that is where I come in While you have spent the last few decades working hard As a life coach I have been assisting adults such as yourself through the many transitions middle adulthood will take you By the time you complete my comprehensive life plan steps you will be ready to embark on the next part of your life journey It is true that life really only begins after forty As an entrepreneur I understand the importance of remaining financially stable especially when the time comes to downshift on responsibilities In the midst of middle adulthood it is common to have apprehension in regards to financial security According to the Canadian Family Physicians adults in their middle age generally experience concern about meeting day to day expenses such as the ability to afford a mortgage or adequately save for retirement Yafe Stewart 1984 Maintaining home ownership can be especially important for middle aged adults as it provides an added barrier of financial security household wealth is typically tied to the value of a home According to AARP one in four older adults find themselves financially insecure Kiger 2018 Being financially stable has serious implications on an individual s physical and mental health According to the American Psychological Association individuals within lower levels of socioeconomic status are often most likely to be diagnosed with some type of psychological disorder APA 2019 In addition poverty and economic adversity contributes to physiological variation increasing an individual s susceptibility to depression and chronic diseases With approximately 10 000 people reaching retirement age everyday and social support programs stretched to the limits we will come up with the best solution to ensure you will live comfortably into further into your adult years In order to ensure financial stability and positive wellbeing well into older adulthood it is important to consider a number of factors A point I like to stress to individuals with spouses or long term relationships is to communicate communicate communicate especially when dealing with financial situations According to AARP regularly discussing financial management strategies can benefit each person in maintaining a clear grasp of their joint financial condition furthering financial stability and it is a good idea to speak one s spouse often in general Kiger 2018 In addition to effective communication within the home one must tend to themselves as well Surprisingly completing an annual comprehensive checkup can help to maintain financial stability and success in the long run Prioritizing one s health through regular physical exams and screenings can do wonders for one s physical health but their financial health as well I suggest staying ahead with prevention can mitigate long term health risks and serious costs prevention is a bargain Home and domestic partnerships were briefly mentioned in its relationship with one s financial wellbeing but they encompass so much more Right now being in the middle ages of adulthood one may find themselves in the rock bottom of the marital happiness curve Children are running amuck work life imbalance it would be no surprise that marital satisfaction may be at its lowest Disenchantment and loss of intimacy is pervasive during this period of a relationship According to the Asian Journal of Social Psychology middle age is typically considered to be the beginning of physical and psychological ageing changes in such processes may contribute to the consequence of lower marital satisfaction Hsiao 2017 If marital adversity is not properly addressed especially during middle age slumping health may lead to marital strain furthering to poor physical conditions and increase depression Normally marital satisfaction tends to increase after middle adult concurrently around the time children leave the home Although happiness in marriage may await it is important to practice effective partnership strategies now As middle adulthood can be a contentious time for many marriages one must prepare to role with the punches As mentioned communication is essential for any prosperous relationships Communication is the basis for intimacy as it allows partners to better relate and empathize with each other leading to a more satisfying and healthy romantic partnership In addition to healthy communication it is important to set out time for each other It may be difficult to find the time at first but it will do wonders in the long term increasing intimacy and overall marital happiness I suggest to couples who are having a difficult time getting along as of late to set aside one day a week for dinner or an enjoyed shared activity Having a set squared time each week allows time to have pleasurable experiences and it is something to look forward to together each week If all else fails counseling can be an important approach to alleviating marital tension According to the Global Journal of Health Science lack of intimacy is considered to be the leading cause for divorces Kardan Souraki Hamzehgardesh Asadpour Mohammadpour Khani 2015 Success has been noted in marital intimacy and increased family bonds when marriage counseling involves a cognitive behavioral techniques that is culturally appropriate and promotes effective communication problem solving empathetic response skills and sexual education Kardan Souraki et al 2015 Staying within the context of the home more and more middle aged adults find themselves stuck in sort of a sandwich a sandwich generation A sandwich generation is a situation when middle aged adults find themselves wedged between competing demands from two different generations their children and their parents According to the Pew Research Center nearly half 47 of middle aged adults in the United States have a parent age sixty five or older and are raising a young child or financially supporting an adult child Parker Patten 2013 In addition one in seven middle aged adults are the primary financial
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