CU-Boulder IPHY 2420 - Affordable Care Act (3 pages)

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Affordable Care Act

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Affordable Care Act


Lecture number:
Lecture Note
University of Colorado at Boulder
Iphy 2420 - Nutrition for Health and Performance

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IPHY 2420 1nd Edition Lecture 30 Outline of Last Lecture American Nutrition Week Oral Health and Cardiovascular Disease on Pine Ridge Reservation 1 Demographics 2 3 4 5 6 7 Social Issues Health Conditions Alcoholism in Pine Ridge Oral Health Conditions Native American Genetics TAKE HOME CORRELATION Outline of Current Lecture November 19 2014 Understanding The Affordable Care Act Obama Care 1 2 3 4 5 Key Terms Affordable Care Act New Customer Protections Improving Quality and Lowering costs Increasing Access to Affordable Care Current Lecture 1 Key Terms Premium How much you pay yearly paycheck deduction Deductibles How much you pay before insurance starts paying 1000 Co Payments How much you pay each times you go to see a doctor specialist or ER Health Savings Account A savings account is that can only be used to pay medical expenses taken out of paycheck before its taxed Pre Existing Condition A Documented medical condition 2 Affordable Care Act Before 2010 50 million Americans did not have any kind of health insurance These notes represent a detailed interpretation of the professor s lecture GradeBuddy is best used as a supplement to your own notes not as a substitute Not a government run healthcare system private insurance Patchwork Solution Not a new solution just a combination of previous solutions Companies previously did not have to offer you health care unless you were working 40 hours a week 3 New Customer Protections Prohibits discrimination due to pre existing conditions or gender o Prohibits insurance companies from refusing to sell coverage or renew policies to people with pre existing conditions o Also prohibits insurances companies from charging higher rates based on health status o Women go to the doctor more are more expensive to cover then man gender bias Establishes Customer Assistance Programs in the United States o States can apply for federal grants to help customers navigate the new health care system real people to help you decide what

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